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Table of ContentsDear Investor,

These are extraordinary economic times we are living in.

The U.S. economy is effectively paralyzed at present due to ambiguity over what will happen with taxes, federal spending cuts, the European financial crisis, and the regulatory environment for U.S. businesses in the months just ahead.

The so-called “Fiscal Cliff” looms very large.

Please understand that there are huge decisions to be made in Washington in the months ahead that will dramatically impact your financial future—and depending on who wins the White House this fall, our country will be set on one of two wholly divergent paths.

Indeed, the current level of political and economic uncertainty is, quite simply, unprecedented.

Businesses and consumers alike are hunkering down, awaiting the outcome of the 2012 elections.

Meanwhile, our entire economy and the U.S. stock market alike hang in the balance.

This is dangerous territory for investors, to be sure. But please: DO NOT make the same mistakes that will plague most nervous investors this fall.

Inertia will cost you dearly in the weeks and months ahead. While most investors are adopting a “wait-and-see” approach with their portfolios today, savvy investors know that now is the time to formulate and implement a solid action plan that will carry you through the next 6-12 months no matter who wins the White House this fall.

I’ve recently identified a select group of high-quality stocks that are actually benefitting from the current lackluster environment…and are even poised for a breakout once the business climate improves. In this report, I will reveal the names of all 5 of these companies, PLUS outline a few other key steps you can easily implement today to protect yourself—and even grow your wealth—no matter which direction our economy takes in the months ahead.

Let’s jump in.

Here’s What’s In Store For the Markets Just Ahead

I’ve been warning investors like you for months to expect a second-half slowdown in the U.S. economy due to uncertainty over major tax increases and spending cuts that are slated for early 2013.

Indeed, this ambiguity is one of the most serious challenges facing stocks today.

Please understand that we are talking about a $560 billion hit to the US economy, and this will remain a threat regardless of who wins the White House this November. That’s because none of these tax increases or spending cuts represent proposals made by the Obama or Romney campaigns. Instead, the entire $560 billion austerity package is the result of measures already passed by Congress and signed into law.

What Our Customers Are SayingTo avert the precipitous fiscal plummet on January 1, 2013, the currently deadlocked legislative and executive branches would have to agree to repeal or delay implementation of existing laws. I don’t know about you, but I don’t have much confidence in the current Congress’ ability to come to agreement on what to order for lunch—let alone economic matters of this magnitude.

As a result, the risks for the US economy are grave, including more than $400 billion—2.75 percent of gross domestic product (GDP)—in tax increases and more than $100 billion in automatic spending cuts. The proverbial “fiscal cliff,” if you will.

The Congressional Budget Office (CBO) estimates that these tax hikes and spending cuts would shrink the US economy at a 1.3 percent annualized pace in the first half of 2013, restricting it to growth of just 0.5 percent for the full year.

The problem with the CBO’s report is that it’s almost comically optimistic. The non-partisan research group estimates that US economic growth in 2013 would be 4.4 percent if all of the scheduled fiscal contraction is repealed and 0.5 percent if current laws stand.

However, the US economy has not managed growth of 4.4 percent since 1999, at the height of the technology bubble! The CBO assumes that the US economy will return to what could be considered “normal” historical patterns in 2013, but I see that as highly unlikely.

US consumers continue to pay down debt and banks face significant new regulations that will hamper credit growth. Meanwhile, oil prices remain a headwind, even though they’re off their recent highs.

Businesses are also well aware of the risks posed by this fiscal cliff, and most of them will not wait until January 1 to react. Instead, they’ll try to predict the degree to which fiscal policy will affect their respective industries and change spending patterns accordingly. Initial jobless claims have been trending back to 2012 lows, and if businesses cut spending, that will translate into a weakening labor market going forward.

What’s more, the US economy certainly won’t get a lift from strong economic growth in the European Union, given the region’s still-unsolved sovereign credit crisis.

A legacy of the 2007-09 financial crisis is a slower US economic growth rate of 2 percent to 3 percent, at best. If we assume a slower baseline rate of economic growth in 2013, the recession caused by the fiscal cliff looks far more severe than the CBO projects.

History suggests that tax increases have a more immediate and deleterious long-term impact on economic growth. Based on the CBO’s estimates, close to three-quarters of the scheduled 2013 fiscal contraction will stem from “revenue policies” — that’s Washington DC lingo for tax increases. That means that the biggest hit to the US economy would be felt in the first two quarters of next year.

Regardless of the outcome of the November elections, some or all of the scheduled fiscal austerity is likely to be either postponed or canceled. However, for this to happen, the current administration and divided Congress need to hammer out a compromise in a lame duck session after the elections, a tall order in light of today’s partisan rancor. Of course, the newly elected Congress could alter the law retroactively in early 2013 but under that scenario, uncertainty would linger until at least the end of January.

Subscribe Today to Personal FinanceThus, with the US economy just barely limping along, I believe the first two quarters of 2013 will feel like a moderate to severe recession, not the mild downturn the CBO suggests.

I still think the US economy will avert outright recession, but the risks of another downturn are rising right now.

And that means we must take immediate action to carefully position our portfolios into sectors of the economy that will outperform regardless of the economic climate.

To that end, I’ve been advising my Personal Finance clients to SELL stocks in high-flying sectors like technology, while loading up on the best stocks in the market’s most defensive sectors such as consumer staples and health care. I strongly urge you to do the same. To help you get started on the right path, I want to tell you the names of 5 of my most favorite defensive plays right now.

5 Stalwart Stocks Nearly Every Investor Should Buy Today

As we just discussed, U.S. consumers and their counterparts in Europe are still feeling the pinch of a weak economy and very slow economic recovery. As a result they are turning to companies that offer the most value.

Value is the name of the game today. And I don’t just want to show you how to play—I want to help you WIN.

(And, if you don’t mind me saying so, I’ve got the track record to prove that I can do just that. My Personal Finance advisory service DOUBLED my clients money over the last 10 years…while the S&P 500 lost a quarter of its value over that same period! Those results are independently verified, of course. Click here to see for yourself.)

The truth is that consumers everywhere are saving more and spending less, which is bad news for most retailers. However, what many people don’t realize is that some consumer-focused companies are actually benefiting from this new age of austerity. And those are the companies I want to zero in on for you today.

What Our Customers AreS aying...For example, I’m sure you know that the weak housing market has severely hit investment in new home construction. But the flip side of that is that many consumers who cannot afford to move to bigger, better properties are choosing to remodel and maintain existing properties instead. Additionally, foreclosed homes are typically in bad shape when they’re acquired at auction from banks—and new owners must upgrade and repair these properties to make them suitable for resale.

Indeed, improvements and remodeling now account for more than 42 percent of all investment in retail housing, up from about 21 percent at the height of the housing boom!

The same principle is at work with automobiles. The US new car market currently stands at 13.7 million annualized vehicles, down from an average of about 18 million before the Great Recession of 2007-2009. Instead of splurging on a new car every few years, consumers are keeping their existing vehicles longer, pushing up the average age of US cars. And yes, the need to repair and maintain older vehicles is powering demand for retailers of automobile parts and tools.

This is a huge shift in the way consumer stocks are trending, and one I definitely want you to take advantage of today.

Stock Details
Stock: Home Depot
Symbol: NYSE: HD
Buy Under: $55

Stalwart Stock #1

Home Depot (NYSE: HD) is the world’s largest home improvement retailer with roughly 2,000 locations in the US, 180 in Canada, 90 in Mexico and 7 in China.

Home Depot targets both do-it yourself (DIY) and professional customers. In the most recent recession both categories saw reduced spending, as consumers cut back on discretionary purchases and new home construction dried up. However, sales to professional customers—plumbers, electricians, contractors and builders— were hit far harder because DIY work is cheaper than hiring the pros.

Right now, though, the growth in Home Depot’s consumer sales that has been underway for several quarters is gathering steam and broadening out. The company’s recovery is consistent with the jump in spending on renovations since 2009, because more than three-quarters of their sales are for items such as kitchen equipment, flooring, paint and hardware bought by people who are remodeling their homes.

What really has my attention right now, though, is this: in the most recent quarter, sales to professionals who spend more than $10,000 annually jumped 11 percent, compared to just 7 percent for sales to consumers.

That is a big green flag to investors, and this is why. Many smaller professionals depend on subcontracting work from these larger firms; their activity heats up a few quarters after the larger contractors receive more business and begin outsourcing some work.

Join Us Now RISK FREE!Consequently, I expect smaller pros to see an uptick in the second half of 2012. Because larger pros only account for about 12 percent of Home Depot’s total sales to professional customers, a pick-up in the smaller end of this market would be a big growth driver for the company.

What’s more, management is also directly targeting the professional market through a series of customer service initiatives such as a dedicated check out for pros, an expanded help desk operation and new credit offerings. And that’s another move that should help their recovery really pick up some speed in the months ahead.

In the company’s fiscal first quarter ended April 30, comparable store sales—sales from stores open more than one year—jumped 5.8 percent overall and 6.1 percent for its US locations. That marks the second quarter in a row that Home Depot has experienced sales growth over 6 percent, a rate of growth unseen since before the housing bubble burst in 2006.

Even if the effects of the warmer than-usual winter are excluded, management estimates that comparable same-store sales growth in the first quarter would have been a solid 3.1 percent. That’s a historically robust growth rate for Home Depot, especially in light of lackluster new home sales and construction markets.

Over the past three years, the company’s comparable store sales have also been consistently higher than those of its main competitor, Lowe’s, suggesting that Home Depot is gaining market share.

Recently, management boosted its long-term targets for return on capital and profit margins and outlined its plans to pay out around 50 percent of earnings as dividends, while continuing an aggressive stock buy-back plan. With a yield currently around 2.2 percent and significant growth potential ahead, Home Depot stock is a great buy today under $55.

Stock Details
Stock: Autozone
Symbol: NYSE: AZO
Buy Under: $370

Stalwart Stock #2

Autozone (NYSE: AZO) is the largest automobile parts and accessories retailer in the US, with more than 4,600 domestic store locations and 300 in Mexico.

The company sells products in three main categories: failure, maintenance and discretionary. Failure items include major mechanical parts in automobiles and trucks that wear out over time such as air conditioning compressors, fuel pumps, fuses and lights.

Maintenance items include non-discretionary products that must be replaced over time such as oil, windshield washing fluid and transmission fluid, while discretionary items include waxes, floor mats and air fresheners.

The first two categories of products are direct beneficiaries of the current tendency of consumers to keep their cars longer. Cars older than 7 years typically have more than 85,000 miles on the odometer and are no longer covered by warranty; they require more frequent and expensive repairs.

The number of cars in this age group has simply exploded since 2007, as sales of new cars have fallen sharply and the average age of US cars reaches record levels.

Autozone has traditionally served a primarily DIY customer base. Sales to that group continue to perform well, but the do-it-for-me (DIFM) market that consists of professional mechanics has even stronger growth prospects ahead.

Over the past 12 months, sales to DIFM customers totaled $1.2 billion, around 15 percent of the company’s total revenue base, and they’re growing at a more than 21 percent pace year-over-year, compared to a total revenue growth rate of only 8 percent.

One driver of that growth is Autozone’s rollout of its commercial sales program across its retail locations, allowing professional customers to buy parts on credit, with expanded online ordering and delivery.

Management believes that Autozone only has 2 percent market share in auto parts sales to professional buyers, suggesting there’s plenty of upside.

I like the way they are aggressively going after that market space, and the current consumer trends strongly favor this stock. I’m buying it under $370 a share, and I suggest you do the same.

Stock Details
Stock: TJX Companies
Symbol: NYSE: TJX
Buy Under: $45

Stalwart Stock #3

TJX Companies (NYSE: TJX) is the world’s largest off-price clothing retailer, operating stores under the brand names T.J. Maxx, Marshalls, HomeGoods and T.K. Maxx in the UK and Continental Europe.

We all know that today’s consumers are looking for one thing: value, value and even greater value.

And what better company than TJX to profit from consumers’ increasing frugality?

TJX purchases brand name apparel, home goods and other products directly from retailers and manufacturers at deeply discounted prices. Typically, the merchandise TJX buys is excess, unsold inventory held by retailers or manufacturer production overruns. In most cases, TJX pays less than the wholesale price to acquire inventory and buys goods on a continuing and discretionary basis throughout the year.

The company then turns around and sells these goods at prices that are between 20 percent and 60 percent less than retail. Because TJX negotiates rock-bottom prices from manufacturers, it’s able to sell product at discounts to retail while still earning fat profit margins. This business model is really paying off in this tight consumer market.

Comparable store sales jumped 8 percent in the most recent quarter, driven by strong growth in traffic and a rise in average ticket prices per sale. Sales grew at an even faster 13 percent pace in recession-hit Europe, where TJX is the dominant off-price retailer with limited competition.

This stock is up a whopping 114% since I first recommended it nearly 18 months ago, and I recently advised my clients to load up again under $45. Please don’t miss out on the NEXT round of stellar TJX profits—this stock is a BUY right now!

The Easiest Way to Double Your Money OR MORE

Before I tell you the names of my next two Stalwart Stocks, please allow me to briefly introduce myself.

My name is Elliot Gue, and I am known in the industry as one of the top-rated stock pickers in America today. I don’t tell you this to brag, but merely to point out that I have a system—and track record—that you can trust.

Between 2000 and 2010, the S&P 500 lost a painful 24%. Most Wall Street “experts” and fund managers did not fare much better. And sadly, many individual investors like you did much, much worse. On the contrary, though, my Personal Finance followers more than DOUBLED their money in that time—DESPITE the worst stock market crash since 1929!

What Our Customers Are Saying....The question I get asked most often is rather simple. “Elliot,” they say, “What’s your secret?”

Truth be told, it’s not really a secret at all. I have a Bachelors’ degree in Economics and a Master’s Degree in Finance, and—quite simply—I LOVE capitalism. I believe in business.

I have made it my life’s mission to study the markets…to go behind the headlines to uncover hidden market forces that have a major impact on moving stock prices up or down…I am adept at uncovering new and often shocking economic or business trends…and I have what some say is an uncanny ability to decode the hidden significance buried in seemingly unconnected events and trends…and to pinpoint with remarkable accuracy which stocks will benefit the most from these factors.

I don’t do it alone. I surround myself with a first-class team of analysts and investors who love the markets just as much as I do. At Personal Finance every member of my team is an expert at building personal wealth. And we all share the same goal: to help you grow YOUR FORTUNE.

That means if you join me at Personal Finance you will have an entire team of investing professionals—led by me—working on your behalf. This laser focus is what enabled us to grow our clients’ wealth by more than 50% over the last decade, with many individual winners soaring much, much higher. In fact, some of our top winners today are just simply crushing it:

  • Our top software services play has rocketed 459%
  • We’re up 315% in our Internet auto parts pick
  • We’re enjoying a 127% gain in construction services
  • We’re up 108% in coal, 81% in dry bulk shipping, 94% in tax-deferred income
  • Our favorite steel player has soared 70%

And I’m just as excited right now about the future growth potential of the 5 Stalwart Stocks I’ve identified for you today!

Stock Details
Stock: Smiths Group
Symbol: London: SMIN
Buy Under: $XX

Stalwart Stock #4

Counterterrorism is one segment of the economy that simply cannot be put on hold, even if the overall business environment may be poor. The risks to the safety and security of all Americans and global citizens alike are simply too enormous.

That fact certainly has my attention, and it should definitely pique your interest as well.

Despite improved security efforts, terrorism remains a constant and serious risk. Among the competitors vying for growing counter-terrorism expenditures, one company stands out for its investment fundamentals and innovative technology: Smiths Group (London: SMIN).

Smiths Group, a London-based manufacturing conglomerate, specializes in the advanced body scanners that are increasingly coveted by airports and other security-conscious organizations around the world.

Subscribe Today to Personal FinanceThe company’s Smiths Detection division makes body scanners and equipment for the detection of weapons, explosives, chemical agents, bio­hazards, narcotics, and contraband. Smiths Detection represents roughly 19 percent of Group sales.

Threats to the flying public remain in the forefront of terrorism concerns. Frost & Sullivan reports that total global expenditures on airport security in 2011 reached $19.1 billion and will exceed $45.4 billion by 2018. That’s a simply incredible leap in future spending, and one that creates an enormous wealth-building opportunity for us investors.

According to the Homeland Security Research Corp, the global market for body scanners alone will grow from $1.2 billion in 2011 to $1.9 billion by 2016. Demand for scanners will be especially acute in terror-troubled areas such as the Middle East and India, as well as China’s rapidly expanding civil aviation sector.

Smiths Detection commands about one-third of the scanner market, making it the world leader. In addition to airports, the company also supplies scanners to hospitals, prisons and militaries around the world.

And There’s YET ANOTHER Huge Driver Of Future Growth

In May, the U.S. Transportation Security Administration (TSA) announced that it would accelerate full-body screening for as many as three in four air passengers, to mitigate criticism the agency has received for pat downs of children, seniors and members of Congress. The TSA is part of the US Department of Homeland Security (DHS).

The TSA envisions expanding enrollment in its PreCheck expedited-screening program beyond frequent flyers selected by airlines. The agency plans to require that 75 percent of the flying public use PreCheck, with the rest going through traditional, more intensive screening lanes.

What Our Customers Are Saying...DHS’ budget for 2012 is $57 billion, a 3 percent increase over 2011, with $215 million earmarked for more body scanners in airports around the country.

The Obama administration has proposed deploying as many as 1,275 full body scanners in US airports. By the end of 2012, the DHS expects to add 275 scanners to the 500 already installed and operated by the TSA at 78 airports nationwide. As the clear leader in this product niche, Smiths Group is poised to reap the lion’s share of these initiatives.

The stock has taken a hit lately because most investors are missing a key component of Smiths Group’s stellar growth strategy for the next 18 months.

And that gives us a stealth buying opportunity, at a big discount! Click here for the full story on Smiths Group’s future strategy…complete details on their innovative new product that the U.S. military is already clamoring for (they’ve just placed a huge $4.5 million initial order)…and my complete buy instructions and profit projections for this stock. All signs point to explosive profits ahead with this powerhouse—don’t miss out!

Stock Details
Stock: Xcel Energy
Symbol: London: XEL
Buy Under: $26

Stalwart Stock #5

My next stalwart player is not a consumer stock, but it is nonetheless a remarkably recession resistant company. My Personal Finance clients have racked up huge gains of 70% with this stock since I first recommended it, and shares are up a whopping 30% in the last 12 months alone.

Now today, I’m pounding the table yet again urging investors like you to get on board or even double down on this stock. Here’s why.

Minneapolis-based Xcel Energy (NYSE: XEL) offers a comprehensive mix of energy-related products and services in the US, with operations in eight Western and Midwestern states. The company sports a promising renewable energy portfolio and seeks to enhance regulatory recovery by adopting multi-year rate plans in all its jurisdictions.

Xcel continues to make major investments in environmental performance and renewable energy. It is now the largest generator of wind power in the US and fifth in solar power.

The company’s Bay Front generating station in Ashland, Wis., is considered a model for the innovative use of fuels. Three boilers generate electricity by burning a variety of fuels: coal, natural gas, petroleum coke, waste wood, railroad ties, and discarded tires. How’s that for innovation!

Revenue and earnings climbed nicely in fiscal 2011. But the crux of the current buying opportunity is this: The company was thrown a curveball in January, when Colorado regulators denied Xcel’s request for a $100 million “interim” electricity-rate hike, while regulators review a permanent $141.9 million boost. This unexpected development compelled Xcel to calibrate its full-year 2012 earnings guidance slightly to “the lower end” of its previously set range of $1.75 to $1.85 per share.

Public Service of Colorado accounted for nearly half of Xcel’s full-year 2011 earnings per share, so how the situation pans out there will be crucial to sustaining the company’s current growth trajectory.

However, management expects a satisfactory final ruling in Colorado, and if that pans out full-year results in 2012 will be on a course to fulfill the company’s long-term target of 5 percent to 7 percent annual earnings growth, in tandem with dividend increases of 3 percent to 5 percent.

Join Us Now RISK FREE!I don’t know about you, but I certainly like that potential!

What’s more, NSP-Minnesota, the second-largest contributor of Xcel’s earnings, appears on track for another solid year buttressed by investment and regulatory support. The same sanguine assessment applies to Xcel’s NSP-Wisconsin and Southwestern Public Service units.

Virtually all of Xcel’s revenue derives from regulated markets, which makes it remarkably recession resistant, and this is a major reason the stock has performed so well in the last 6 months.

Quite simply, few stocks today offer safer sources of steady dividend growth over the long haul. Buy Xcel up to $26.

Stealth Strategies for Profiting From the
Supreme Court’s Surprise Health Care Ruling

The US Supreme Court ruled in June that the Patient Protection and Affordable Care Act (PPACA) passes constitutional muster, upholding the individual mandate and striking down only one provision of the law.

This cornerstone of the President’s legislative agenda, widely known as ObamaCare, has been a lightning rod for criticism from both the right and left, with the former arguing the law goes too far while the latter argues it doesn’t go far enough.

The key point of controversy within the law is its mandate that every American must carry health insurance by 2014 or face financial penalties.

We’ve been telling our Personal Finance subscribers since April that all market indicators suggested the Supreme Court would uphold the law (despite the fact that the pundits in the popular media were predicting just the opposite)…and, in fact, the Court acted accordingly.

What’s important for investors going forward is this: regardless of the political passions surrounding the PPACA, now that the Court has upheld the law, investors can expect a huge boon for the health care industry. Indeed, the proof is in the pudding—in the wake of the ruling the health care sector has been the top performer.

Health care providers and insurers anticipate about 35 million new customers and billions of dollars in additional spending when the law’s requirement for every American to carry insurance or pay a penalty comes into effect by 2014.

Nonetheless, despite the top court’s ruling, PPACA isn’t completely out of the woods. Republicans have made the law’s repeal a major plank in their 2012 campaign platform. However, with Republicans and Democrats in a statistical dead heat in most of the key November races—including the one for the White House—it looks likely that it will take at least another four years for any repeal efforts to gain traction, by which point the law will be entrenched.

Now’s a great time to focus on the health care stocks that stand to gain the most from the law’s vast widening of the pool of insured patients.

For example, health insurers are one area that’s poised for a big bump. Effective January 1, 2014, health insurers will have an estimated 32 million customers handed to them courtesy of the federal government. Millions of those newly insured will be young and healthy and provide a boost to health insurers’ profitability. That’s great news for their share prices going forward, and certainly warrants a close look as you choose your health care holdings.

Pharmaceutical companies will also benefit from the expanded number of insured Americans. Moreover, brand-name drugs will receive greater protection against generic drugs, and their Medicaid rebate will rise—all of which will fortify the bottom lines of the strongest pharmaceutical stocks.

On the flip side, there are, of course, a few corners of the health care market that will likely take a hit from the law’s affirmation. Most notably, hospitals will likely experience steep cuts in Medicare reimbursements over the next decade, and are generally NOT a great place for your money right now.

For detailed information on exactly which stocks we’re buying—and selling—in the wake of this health care ruling, just click here to accept a no-risk, trial invitation to Personal Finance today.

This Is One of My Favorite Health
Care Picks Right Now

As I told you earlier, I am almost singularly focused on getting behind the headlines in order to determine what’s REALLY happening with every company, sector, and market space we follow. More often than not, my clients and I make our biggest gains from some of the most misunderstood circumstances.

That’s exactly the situation with one of our top health care picks today.

This premier player is one of the largest and best-positioned managed care companies in the nation today. It is also one of the largest in terms of the number of medical practitioners offering their services through its insurance networks.

What’s more, the huge size of its network has enabled this industry giant to develop substantial pricing power in its market. Plus, its status as the exclusive licensee of perhaps the most trusted health insurance provider in the country enables the company to simply dominate its target market of small businesses.

Subscribe Today to Personal FinanceHowever, despite its clear advantages, the stock was recently walloped when it announced a key acquisition that will, frankly, add at least $1 to earnings per share within the next two years alone. The rub?

Wall Street simply doesn’t understand what’s really happening behind the headlines.

You see, the company that this juggernaut intends to acquire serves millions of Medicare patients—and that has the big (not so smart) money on Wall Street very worried.

Although the Supreme Court upheld the majority of PPACA, it struck down the provision that would have allowed the federal government to withhold all federal Medicaid funding from states that did not participate in the expansion of the program called for under the law.

Several Republican governors already have said that they will refuse to participate in the Medicaid expansion…and that has investors spooked about the wisdom of my top pick’s recent acquisition.

What Our Customer Are Saying...Now, please understand that it is not my job to espouse any political position.

However, sheer pragmatism dictates that the Medicaid expansion is likely to occur because it will benefit hundreds of thousands of people in each state, primarily children, the poor and the elderly. What’s more, the federal government is picking up the entire tab for the revamped Medicaid program through 2016, with states only responsible for about 10 percent of the cost thereafter.

Refusal to accept this largesse could make for tricky campaigns in the next election cycle, even in the most conservative states. Furthermore, advocates for the poor and many hospital associations ALREADY are pushing back on gubernatorial efforts to opt out of the law’s Medicaid plan.

So, while a few states may ultimately decide not to participate, we expect most to eventually acquiesce.

And that means this juggernaut’s proposed acquisition should not only net it about 2 million new customers, but also allow it to claim an even bigger slice of the estimated 18 million Americans who would be covered under the broader Medicaid program!

Truth be told, even if the law’s Medicaid expansion were to hit some bumps in the road, this acquisition is a savvy business decision.

A growing number of states are privatizing their Medicaid plans to cut costs and improve coverage, and this deal will position this already dominant player to get the systems it needs to better compete for privatized Medicaid business—a huge market space going forward.

Better still, this juggernaut is very attractively valued today, even trading at a DISCOUNT to expected earnings growth. And, it pays a small dividend to boot!

Get its name and my current buy price right away—just click here to accept a 100% risk-free trial to my Personal Finance advisory service today and I will give you immediate access to the full story on this health care power player. This stock is poised for a breakout right under Wall Street’s noses…and I guarantee you won’t want to miss out on the huge profits ahead. Click now.

Dividend Bonus:
Our Next 40% Energy Winner Named Here

My energy strategy during the past two summers involved taking advantage of economic uncertainty and worries about the EU sovereign-debt crisis to add shares of dividend-paying securities and lock in above-average yields. In particular, we spotlighted the selloff in shares of our favorite integrated oil companies as a buying opportunity.

Even Our Safest Portfolio Beat the S&P by 87.3%And boy did that strategy pay off! Earlier this year, we locked in a quick 18% gain in ExxonMobil Corp, after holding the stock for just over 4 months. Overall, we netted a roughly 40% gain in the stock between July 2010 and June 2011. Thank you, Exxon!

This approach holds merit in the current environment as well, albeit with a slight twist this time around.

At this juncture, shares of Chevron Corp (NYSE: CVX) yield almost 3.5 percent and trade at a forward price-to-earnings (PE) ratio of about 8.0. (For comparison, ExxonMobil’s current yield is about 2.7 percent, and the stock fetches almost 10.6 times analysts’ consensus earnings estimate for the next 12 months—a lofty valuation that makes Chevron stock look even more attractive today.)

Our long-term investment thesis for Chevron remains unchanged: reliable execution, a favorable production mix and a solid slate of attractive growth projects.

From the end of 2008 to the end of 2010, Chevron grew its overall production by more than 9 percent, a rate that surpassed many of its peers. This growth is particularly impressive when you consider that crude oil accounted for about 70 percent of the firm’s 2011 output.

Chevron is also the most profitable oil major on a cash-margin basis. In 2011 the company earned $38.86 per barrel of oil equivalent, compared to $25.68 per barrel of oil equivalent for ExxonMobil and $22.47 per barrel of oil equivalent for Royal Dutch Shell, two of its top competitors.

Past results don’t guarantee future performance, but Chevron’s current five-year plan suggests that the company’s winning streak will continue.

Management expects total production to reach 3.3 million barrels of oil equivalent per day, an increase of almost 25 percent from the 2,680 million barrels of oil equivalent per day that the firm is expected to flow in 2012. Much of this projected growth will occur between 2014 and 2017.

Chevron is a foundational holding for every focused portfolio, and you should buy this long-term winner under $105. Bargain hunters should load up if the stock dips to less than $95.

This Urgent Crisis Could Topple Global
Markets Once and For All

Weeks of record-setting temperatures and widespread drought this summer have clobbered the U.S. Corn Belt.

As of early July, the US Dept of Agriculture (USDA) considered only 40 percent of the US corn crop to be in good or excellent condition, compared to 70 percent in a normal year.

To make matters worse, by mid summer half of the U.S. corn crop had “silked,” compared to less than 20 percent at that point in the growing season in an average year. When corn silks, it has reached the pollination stage and is most vulnerable to drought. In other words, even if the Midwest does see relief in the weeks ahead, much of the crop damage is irreversible.

The USDA has sharply lowered its estimates of the size of the crop for this growing season. Corn prices have already surged nearly 50 percent from their May low to a recent high of more than $7.30 per bushel.

This year’s drought is the worst in the US since 1988, when prices almost doubled between May and July. In fact, by mid-summer drought was plaguing roughly 56 percent of the contiguous US—that’s the most extensive water shortage in the 12-year history of the USDA’s Drought Monitor.

Join Us Now RISK FREE!But what’s really scary is this. This is just the tip of the iceberg. Poor growing conditions are pushing up prices for other key agricultural commodities, such as soybeans and wheat as well. Rice is already up 100% over the last 5 years.

And, what’s worse, water isn’t the only scarce commodity for us to be gravely concerned about today. Most alternative energies are years from being workable. Worldwide oil demand is soaring, and supply is shrinking. Uranium will soon shoot past $80. Essential minerals—even the topsoil we need to grow food—are becoming dangerously scarce.

In a nutshell, we are facing a global resource crisis of epic proportions.

We are quite literally running out of the resources we need to survive.

Imagine: war brews in the Middle East over water…Russia battles China for Africa’s resources…the U.S. redefines foreign policy around resource scarcity.

Please believe me when I tell you that this is not a far-fetched scenario. Right now, a “perfect storm” of crises in food, water and energy is brewing that could topple governments and markets globally.

Some of the smartest investors on the planet have already realized this, and have quietly been pouring their money into what will undoubtedly be one of the biggest profit opportunities of the decade.

Most investors won't catch on until it's too late. But the facts are undeniable.

Resource Depletion is the Biggest Investment Story of the Decade

And it can make you ultra-rich.

Over the next 20 years, world population will grow 27%. Yet arable land will shrink 18%, per capita water supply will drop by a third and global oil production will fail to meet soaring demand.

That means more people to feed, and less land, water and energy to produce food.

Just as we are seeing with corn and other key crops today, we saw a small glimpse of the future in the 2007 food crisis. Food prices exploded, commodity prices went off the charts. Riots broke out in 30 countries. Federal troops were called in to guard fields and warehouses. And at least one government was toppled by the food crisis.

But mark my words: that crisis was nothing compared to what you'll see in the next few years.

Governments are finally waking up to the danger.

Though they won’t admit how serious the crisis is, they’re pouring billions of dollars into clean water technologies, bioengineered seeds, farmland, fertilizer and countless other food security products and services.

And the truth is only a handful of companies have the right technologies to get the job done.

Moreover, only a few top investors like George Soros and the fabled investment firm BlackRock have figured this out.

They make billions of dollars by being deep-wired to industry sources. Now they're quietly taking profit positions in some of the same companies I'm going to reveal to you today.

Before long the hedge fund herd will follow. Please, don't let them get in before you.

With the till-now-unrevealed information I'm about to share with you…and the stocks and funds you're about to discover…you could make the most profitable investment of your life.

You Could Double Your Money in the Next 12 Months,
and Triple it in the Next 24!

Longer term the sky's the limit… because the investments I'm talking about are the purest, most critical plays on supply and demand you will ever encounter.

I plan to be among the “resource millionaires,” who will become legendary for the wealth they achieve by investing in companies at the forefront of new technologies to avert total disaster…and I want to bring YOU along for the ride.

4 Stocks to Double Your Money In China’s Clean Tech RevolutionAll you have to do is accept a no-risk trial offer to my winning Personal Finance advisory service today, and I’ll give you immediate, FREE access to my brand-new investing report, “4 Stocks to Double Your Money In China’s Clean Tech Revolution,” PLUS 3 additional in-depth research reports I’ve just completed to detail the most important aspects of this resource crisis…and this once-in-a-lifetime wealth-building opportunity.

When you do, I’ll tell you everything you need to know about the urgent global quest for clean water…land…high-yield, disease-resistant, vitamin-heavy seed,…clean energy…and fertilizer.

Put them together in the right proportion and you can avert the world’s most potent disasters. And become RICH in the process.

As you will learn, I have uncovered a handful of companies in these 5 key areas that will help you change the course of history:

  • China’s “Little Engine That Could” Solution for Water Treatment. With some of the most polluted and scarce water supply worldwide, China is in dire trouble today. No wonder they’ve thrown a whopping $31 billion into water treatment technologies. Hundreds of these companies are knocking on China’s door today…but only one is on an absolute tear, with stunning growth prospects ahead. I urge you to get on board now before the stock rockets much, much higher.
  • The World Leader in Biotech Agriculture. This company is the single biggest innovator in the new agricultural biotechnology revolution…with a number of blockbusters, such as corn that increases ethanol yield and canola plants that do their own weed control. Plus, with the deepest, richest pipeline around…eye popping profits are all but guaranteed. Believe me when I tell you this could quite simply be the stock you retire on. Get its name now.
  • Up-and-Coming Commodity Taking the World By Storm. Investing in this commodity isn’t about shrinking supply. It’s about vastly increasing demand. You’ll find it in 1 in 10 products in your grocery store, where exploding demand begins. But that’s not the only reason demand is skyrocketing…EU imports of this product are projected to jump 500% by 2020 because they’re quite literally using it to fuel the future. This stock rules the market sweet spot…is taking the world by storm…and creating a fortune for a few savvy investors along the way. Don’t miss out!
  • The Next Big Resource Boom: Up 114% in 24 months…and that’s just the beginning! This commodity is being called the “oil of the 21st century.” Demand is increasing so rapidly that suppliers are on a mad dash everywhere, from China to Chile, to secure supplies. The race for this resource is on—and the battle is really heating up. Only one company will come out on top: the world’s largest producer of this booming commodity is trouncing all competitors. Get on board now and enjoy the ride!
  • The Hottest Onshore Oil Reserves In the U.S. This power player has amassed a leading position in some of the hottest onshore unconventional oil reserves in the U.S….and the profits are pouring in. Plus, as the early mover, this company has the far-and-away industry advantage. All indicators point to a sharp surge in demand ahead to entirely new levels. Full details in my time-sensitive, just-released Reports. Click here to read them all immediately online—FREE—and begin profiting right away.

Your Critical Moment of Opportunity

Chances for life-changing wealth are so rare that you never want to miss one. It may be the only chance you get. But get the right investment at the right time and you'll be so rich that there will be a title for you.

What Our Customers Are Saying...Like the "Molecular Millionaires" who bought biotech stocks in the mid-1980s. And the "Microsoft Millionaires" who bought computing stocks in the late 1980s and early 1990s. They became rich because they recognized history in the making. They saw that biotechnology and personal computing were inventions that would change the world – and make them rich.They didn't invent anything, but they held stock in companies that had the right technology at the right time.

Getting in at the right moment was the key to their riches…just as it is now for you.

Just three months in 1987 was the difference between investors who made 16,000% in Microsoft and those who made 8,500%. Just three months in 1986 separated the ultra-rich who made 19,500% in Amgen and the merely rich who made 9,600%.

A few short months can make all the difference in the world when we're talking about stocks like the ones you'll discover in my just-released Report.

Make sure you get your FULL SHARE of the huge profits ahead.

Right now, our Personal Finance portfolios are bulging with profits! They have been for 37 years, in fact.

We pride ourselves on being one of the most trusted advisory services you can follow. But don’t just take my word for it. Our long track record of wealth creation speaks for itself.

From 2000 to 2010 the S&P 500 lost 24%. But Personal Finance subscribers TROUNCED the market, more than DOUBLING their money in that period. With some individual winners soaring much, much higher.

How would you like to pocket stellar gains like these?

  • 259% in coal
  • 313% in pharmaceuticals
  • 538% in telecommunications
  • 449% in power production
  • 83% in recycling and hazardous waste disposal
  • 74% in consumer staples
  • 72% in information technology

Personal Finance subscribers did…along with many other huge winners.

And There Are More Life-Changing Profits
To Come…
Fully Guaranteed!

I have no doubt that the incredible investment opportunity we are facing in resource depletion alone will make you a fortune many times over. But it’s just ONE of the many huge moneymaking opportunities we follow at Personal Finance.

Please don’t miss a single one.

Join me today risk-free, and you will gain immediate access to our exclusive, members-only Personal Finance website.

It’s jam-packed with our up-to-the minute advice on the hottest investment opportunities of our time. You’ll get the full story on every single stock we recommend (and many we don’t!), including names, buy prices, profit projections and more. Plus, you’ll get full access to our extensive archives…ten years’ worth, in fact.

That way, you can judge for yourself how my advice and track record measure up.

Four Brand New Investing ReportsWhen you join risk-free today, you’ll ALSO get:

  • A full year (2 if you choose) of comprehensive investment advice and winning recommendations,
  • At least 24 bi-monthly issues of Personal Finance,
  • Urgent market alerts whenever conditions warrant or big opportunities or dangers arise,
  • Weekly market updates,
  • Complete breakdown of our portfolios, including our Growth Portfolio, Income Portfolio, Fund Portfolio and comprehensive Investment Scorecard,
  • A host of special audio and video presentations on some of the most unique investment opportunities of our time,
  • PLUS FOUR brand-new investing reports I’ve just released to teach you how to become a Resource Millionaire. These little-known investment opportunities are so powerful they could quite literally change your life.

And the best part is this. You can try all of this advice immediately online, and continue using it for a FULL 90 days. At the end of that period, if you’re not fully satisfied…if you’re not making gobs and gobs of money…for any reason what so ever, all you have to do is say the word.

Join Us Now RISK FREE!And I’ll refund every single penny you’ve paid.

No catch. No risk.

Nothing to lose…except the next round of huge profits my subscribers and I are set to lock in just ahead. Don’t get left behind again. Join us now risk free, and let me prove to you how I can change your life. I promise you’ll be thanking me for many, many years to come.

Sincerely,

Elliott Gue
Elliot Gue, Editor Personal Finance

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